June Net Worth

Cash:
10,385

Roth IRA:
16,205

401k:
20,488

Pension:
724

HSA:
561

Motorcycle:
2,500

Truck:
4,500

Car:
1,000

Personal Assets:
12,000

Total Assets:
68,363 (5,416)

“Liquid” Assets (cash, 401k, IRA):
47,078

Liabilities

CC Balances:
679

Student Loan:
2,940 (-655)

Total Liabilities:
-3,619

Net Worth:
+64,744 (+5,465)

Credit Score:
Credit Karma scores:  777 TU / 766 Equifax
FICO score:  771

Big bump this month due to switching from cost basis to actual balance for retirement accounts for simplicity.  Lost about 2k in cash due to buying material for a large fence for our yard.

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April Net Worth

Cash:
12,551

Roth IRA Basis:
13,255

401k:
Contribution Basis: 8,106
Company Match: 8,106
Total: 16,212

Pension:
$718

HSA:
$211

Motorcycle:
2,500

Truck:
4,500

Car:
1,000

Personal Assets:
12,000

Total Assets:
62,947 (+989)

“Liquid” Assets (cash, 401k, IRA):
42,018

Liabilities

Chase Freedom:
$0

Chase Unlimited:
$73

Chase Sapphire:
0

American Express:
0

BoA Cash Rewards:
0

CapitalOne Quicksilver:
0

Bank CC:
0

Student Loan:
3,595 (-4,372)

Total Liabilities:
-3,668

Net Worth:
+59,279 (+5,555)

Credit Score:
Credit Karma scores:  786 TU / 780 Equifax
FICO score:  769

Knocked out a TON of student loan debt this month!  Put about $1500 of my annual bonus into it.  Also redirected about $2k from the $10k E-fund and paid off my final high-interest loan.  I will rework that $2k back in over the next 10 weeks.  All that remains now is $3,600 on a 3% loan!

March Net Worth

Cash:
12,926

Roth IRA Basis:
12,832

401k:
Contribution Basis: 7,637
Company Match: 7,637
Total: 15,274

Pension:
$715

HSA:
$211

Motorcycle:
2,500

Truck:
4,500

Mustang:
1,000

Personal Assets:
12,000

Total Assets:
61,958 (+437)

“Liquid” Assets (cash, 401k, IRA):
41,032

Liabilities

Chase Freedom:
$54

Chase Unlimited:
$267

Chase Sapphire:
0

American Express:
0

BoA Cash Rewards:
0

CapitalOne Quicksilver:
0

Bank CC:
0

Student Loan:
7,967 (-401)

Total Liabilities:
-8,234

Net Worth:
+53,724 (+625)

Credit Score:
Credit Karma scores:  789 TU / 778 Equifax
FICO score:  769
Chase Transunion: 789

February Net Worth

Cash:
13,006

Roth IRA Basis:
12,409

401k:
Contribution Basis: 7,408
Company Match: 7,408
Total: 14,816

Pension:
$713

HSA:
$307

Motorcycle:
2,500

Truck:
4,500

Mustang:
1,000

Personal Assets:
12,000

Total Assets:
61,521 (+2,163)

“Liquid” Assets (cash, 401k, IRA):
40,231

Liabilities

Chase Freedom:
$54

Chase Unlimited:
0

Chase Sapphire:
0

American Express:
0

BoA Cash Rewards:
0

CapitalOne Quicksilver:
0

Bank CC:
0

Student Loan:
8,368 (-1,406)

Total Liabilities:
-8,422

Net Worth:
+53,099 (+4,015)

Credit Score:
Credit Karma scores:  788 TU / 776 Equifax
FICO score:  772
Chase Transunion: 788

This month we got our federal tax returns back.  This helped boost the net worth.  I dropped about $1,200 of my refund into my student loan and an additional $200 from last week’s paycheck.  The rest is in cash for now, plan to spend on some home improvements down the road.

January Net Worth

Cash:
11,536

Roth IRA Basis:
11,986

401k:
Contribution Basis: 7,178
Company Match: 7,178
Total: 14,356

Pension:
$710

Motorcycle:
3,000

Truck:
4,500

Mustang:
1,000

Personal Assets:
12,000

Total Assets:
59,088 (+371)

“Liquid” Assets (cash, 401k, IRA):
37,878

Liabilities

Chase Freedom:
0

Chase Unlimited:
0

Chase Sapphire:
193

American Express:
37

Bank CC:
0

Student Loan:
9,774

Total Liabilities:
-10,004

Net Worth:
+49,084 (+425)

Credit Score:
Credit Karma scores:  792 TU / 775 Equifax
FICO score:  772
Chase Transunion: 792

December Net Worth

Cash:
12,050

Roth IRA Basis:
11,563

401k:
Contribution Basis: 6,948
Company Match: 6,948
Total: 13,896

Pension:
$708

Motorcycle:
3,000

Truck:
4,500

Mustang:
1,000

Personal Assets:
12,000

Total Assets:
58,717 (+1,390)

“Liquid” Assets (cash, 401k, IRA):
37,509

Liabilities

Chase Freedom:
0

Chase Unlimited:
0

Chase Sapphire:
101

American Express:
43

Bank CC:
0

Student Loan:
Balance: 9,914 (-145)

Total Liabilities:
-10,058

Net Worth:
+48,659 (+1,813)

Credit Score:
Credit Karma scores:  792 TU / 775 Equifax
FICO score:  772
Chase Transunion: 792

November Net Worth

Cash:
12,360

Roth IRA Basis:
11,031

401k:
Contribution Basis: 6,718
Company Match: 6,718
Total: 13,436

Pension:
$705

Motorcycle:
3,000

Truck:
4,500

Mustang:
1,000

Personal Assets:
12,000

Total Assets:
57,327 (+9,219)

“Liquid” Assets (cash, 401k, IRA):
36,827

Liabilities

Chase Freedom:
0

Chase Unlimited:
0

Chase Sapphire:
0

American Express:
0

Bank CC:
0

Student Loan:
Balance: 10,059 (-722)

Total Liabilities:
-10,059

Net Worth:
+46,846 (+9,219)

Credit Score:
Credit Karma scores:  786 TU / 767 Equifax
FICO score:  772
Chase Transunion: 780