September Net Worth

Cash:
4,836 (+122)

Roth IRA Basis:
6,783 (+250)

401k:
Contribution Basis: 3,259
Company Match: 3,259
Total: 6,518 (+430)

Motorcycle:
3,500

Car:
1,500

Truck (Value 5,000):
200

Mustang:
1,000

Personal Assets:
7,400

Total Assets:
31,737 (+802)

“Liquid” Assets (cash, stock and retirement):
18,137 (+802)

Liabilities

Chase Freedom:
0 (-4)

Chase Unlimited:
22 (-278)

American Express:
7 (-54)

Bank CC:
35

Student Loan:
Paid on loan: 278.16 (173 Principal / 105 Interest)
Balance: 22,785 (-169)

Truck Loan:
4,800

Total Liabilities:
27,649 (-505)

Net Worth:
+3,583 (+802)

Monthly Income: 3,045
Monthly Assets Change: 802
Monthly Liabilities Change: -505
Monthly Net Worth Change: +802
Mortgage Principal Paid: 261
Monthly Savings Rate (IRA/401k+Match/Cash/StudenLoan/MortgPrincipal): 1,341 (44%) x .55 = 24(All expenses are shared jointly, me @ 55%, Fiance @ 45%)

Credit Score:
Credit Karma scores:  743 TU / 736 Equifax
FICO score:  745

 

Another average month in the books here.  Credit took a big hit due to the opening of the auto loan, which is not a huge deal.  I will recover from that quickly enough!  401k is slowly but surely catching up to that IRA amount!  Cool to see that.  Forseeing some big income changes in the near future as a promotion at work is nearing.  All part of “The Plan”!