November Net Worth

Lil’ Sizzlers Portfolio:
Total Market Value: 1,099 (+38)
Total Divs: 36.24 (+3.43)

2,001+100+409 = 2,510 (+21)

Roth IRA Basis:
5,035 (+200)

Roth IRA Cap Gains/Divs:
+4 11/30 Gains (+38)
+46 2014 DRIP
Total: +50

My Contribution Basis: 1253
Company Match:  1253
Total: 2,506 (+340)

CC Cash Back:
+250 AmEx, +7 Chase


1,600 (-100)

Personal Assets:
5050 (+50)

Total Assets:
21,643 (+811)

“Liquid” Assets (cash, stock and retirement):
11,493 (+861) (250 was CB Reward AmEx)


Chase Freedom:
114 (+59)

Amercan Express:
94 (-318) (0%)

Bank CC:

Student Loan:
Paid on loan: 200
Balance: 23,838 (-93)

Total Liablities:
24,071 (-352)

Net Worth:
-2,428 (+1163)

Monthly Income: 2,401
Monthly Assets Change: +811
Monthly Liabilities Change: -352
Monthly Net Worth Change: +1163
Monthly Savings Rate (IRA/401k+Match/Investments/Cash/StudenLoan(No Cap Gains/Divs/CB)): 31% or $761

Fair month this November!  I did a lot of spending for Christmas and birthdays/anniversary, but did recieve my $250 cash back reward from AmEx which is excellent.  I actually also was able to score $35 in credits toward eligible purchases with AmEx as well, so add that to the grand total.  I scored a +1,500 CL increase with Chase, making my total available credit $12,500.  I am going to apply for a 3x increase with AmEx next week and see how that goes!  It could potentially be $22,500 by the end of the month.

The potential for a house is near in the future.  That would hurt the funds, but set me on the right path for increased net worth in the future.  Work is going well, and I am making about a hundred or more per week in my new position.  I am expecting close to $1000 in tax return (via a TurboTax estimator), which will help boost the cash storage and maybe help with the home purchase in the future.  I will continue to cut spending (thanks to the holidays being over soon) and increase savings as much as possible.  Until next month!

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