June Net Worth

Lil’ Sizzlers Portfolio:
Total Market Value: 1,065 (-17)
Total Divs: 23.93 (+12.15)

1,466+177 = 1,643 (-311)

Roth IRA Basis:
3,976 (+139)

Roth IRA Cap Gains/Divs:
+30 6/30 Gains (-80)
+46.21 2014 DRIP
Total: 76

My Contribution Basis: 413
Company Match: 413
Total: 826 (+264)

CC Cash Back:
13 (-18)



Personal Assets:
5000 (+200)

Total Assets:
17,823 (+201)

“Liquid” Assets (cash, stock and retirement):
7,599 (-23)


Chase Freedom:
520 Payment Bal (Zero % APR) (-40)

Bank CC:
0 (-21)

Student Loan:
Paid on loan: 384
Balance: 24,972 (-195) – Must have miscalculated total at end of last month.  Should be closer to 300.

Total Liablities:
25,483 (-244)

Net Worth:
-7,660 (+445)

Monthly Income: 1,849
Monthly Assets Change: +201
Monthly Liabilities Change: -244
Monthly Net Worth Change: +445
Monthly Savings Rate (ret/inv/cash/loan): 26% or $489

Bah.  Not a pretty month this month.  Moved into a new place with my significant other, and ended up spending quite a bit of cash on things that we needed.  One trip alone was over $200, coupled with a few more trips here and there, really didn’t help my savings rate this month.  Lost a bunch of cash due to abnormal spending.  However, I did keep it above 15%, which is good.  Maintained the normal IRA, student loan and 401k rates, but the loss of over 300 in cash from last month is what really put a dent in an otherwise solid month.  I must have mistyped or did something wrong with the student loan total last month – putting in nearly $400 should not result in a $200 dent to the loan.  Should be back on track next month.  I am working a bit of overtime here and there to hopefully boost the cash influx by a few bucks.  Girlfriend and I are also using a new combined account for all major expenses, so I am losing more income than usual to that.  I pay about 60% and her 40%, due to me earning a higher income.  So my savings may go down a bit as it is from now on if I don’t work overtime or increase cash by other means.

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