March Net Worth


Lil’ Sizzlers Portfolio:
Total Market Value: 712.67 (+386.49)
Total Divs: 11.02 (+5.81)

2352+280 = 2632 (+582)

Roth IRA Basis:
3527.23 (+470.02)

Roth IRA Cap Gains/Divs:
+35.94 Gains (-42.10)
+46.21 2014 DRIP
Total: +82.15

CC Cash Back:



Personal Assets:

Total Assets:
16,974.05 (+1397)

Liquid Assets (cash, stock and retirement):
6953 (+1376)


Chase Freedom:
575 Payment Bal (Zero % APR) (-125)

Bank CC:
21 (+0)

Student Loan:
26,110 (-398)

Total Liablities:
26,706 (-523)

Net Worth:
-9,732 (+1920…. NICE!!!!!!!!!!!)

Net Worth w/o Student Loan & Last Pmt:
16,878 (+1722)

Monthly Income: 1893
Monthly Assets Change: +1397
Monthly Liabilities Change: -523
Monthly Net Worth Change: +1920
Monthly Savings Rate (ret/inv/cash/loan): 101% (1920) (Without tax return: 39% / $740)
Unique Monthly Contribution: $1250 Tax Return 2014

Well, this month will be tough to top!  I was able to recieve a lovely tax return of $1250.  The breakdown can be seen in an earlier post, but the majority went to a fairly even spread of IRA, Portfolio, CC Balance and Student Loan payments.  The rest went to paying for the tax service and a bit of coin for myself.  Besides that, I reached near 40% savings rate, which is fair but not all that impressive.  50% is my continued goal, but I do have lots of expenses to pay for monthly.  Actually, my exact, unavoidable expenses equal exactly 50% of my current income.  That means I would get to spend zero on fun / myself / others, which I am not willing to do at the time.  So, I am happy with getting close to that mark consistently.

I will be offloading a bunch of the extra cash this April.  I actually made an investment today into CVX which I will post about later, so there goes $420 of it.  I plan to add another $200 on top of a student loan payment (and close out my second student loan of six!), and drop some more into my IRA.  I am excited to see that with this stable job, I am finally able to start making things happen on the regular for several months now.  I am headed in the right direction slowly, but surely!

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