February Net Worth


Lil’ Sizzlers Portfolio:
Total Market Value: 326.18 (-3.26)
Total Divs: 5.18 (+0)

1390+360 = 2050 (+168)

Roth IRA Basis:
3057.21 (+110.01)

Roth IRA Cap Gains/Divs:
+78.04 Gains (+99.43)
+46.21 2014 DRIP
Total: +124.25

CC Cash Back:
20.00 (+6)



Personal Assets:

Total Assets:
15,577 (+396)

Liquid Assets (cash, stock and retirement):
5577 (+419)


Chase Freedom:
700 Payment Bal (Zero % APR) (-100)

Bank CC:
21 (+0)

Student Loan:
26,508 (-207)

Total Liablities:
27,229 (-307)

Net Worth:
-11,652 (+693…. Woot!)

Net Worth w/o Student Loan & Last Pmt:
15.156 (+486)

Monthly Income: 1,860
Monthly Assets Change: 396
Monthly Liabilities Change: -307
Monthly Net Worth Change: +693
Monthly Savings Rate (ret/inv/cash/loan): 31% ($578)

I had another strong month in decreasing my liablities and increasing my assets, but I could have done a lot better.  Everything looks great until we get down to the Monthly Savings Rate, where we see an abysmal 31%.  This is not where I wanted to be.  Last month I dumped $250 into investments, bringing my rate up quite a bit.  That $250 should have been somewhere this month, but it wasn’t.  I spent a lot of time with friends and the girl eating and going out on the town.  Plus I dropped $70 on my taxes, but that will pay out this month with a $1250 return!  Definitely not happy with my savings rate this month, but I still did end strong and make positive changes!

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